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Insurance Expert DUI defense from the pioneers who set the standard

Auto Insurance After a DUI in California

DUI and Car Insurance: What Happens Next?

Insurance industry’s answers to questions about the effects of a drunk driving conviction on insurance rates now and in the future.

The Immediate Impact

  1. Insurance Premiums Surge: After a DUI conviction, it's common for auto insurance premiums to skyrocket. Insurance providers typically view DUI offenses as high-risk behavior, leading to increased rates.
  2. SR-22 Requirement: In California, a DUI conviction often triggers the need for an SR-22 form—a certificate of financial responsibility. This document is filed by your insurance company with the Department of Motor Vehicles (DMV) to demonstrate that you carry the state-mandated minimum liability insurance.
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important information

Follow the links below for additional crucial information
  • 12 Things Your Auto insurance Agent Knows That You Don't
    Article about information insurance companies have access to and standards used for assessing a risk score.
    learn more
  • CAARP
    Explanation of the California Automobile Assigned Risk Plan.
    visit site
  • How a DUI Conviction Affects Your Insurance
    Information on a national level from the insurance industry.
    visit site
  • Car Insurance After a DUI
    A guide to finding car insurance after a DUI conviction, including how to avoid mistakes that could raise your rates.
    learn more
  • Breathe Easy Insurance Solutions
    California auto insurance agency specializing in affordable insurance for drivers facing DUI charges or having DUI convictions, pending license suspension issues, SR-22 forms, etc.
    visit site
Get Help With a License Suspension Protect your driving privileges with expert guidance at every stage
A DUI charge can put your license at risk, but you don’t have to face it alone. Our firm provides clear, expert guidance to challenge or minimize suspensions and help you maintain mobility. As the first law firm in California to specialize exclusively in DUI defense, our team of four criminal defense attorneys—including two former prosecutors—has the experience and precision needed to protect your rights and your future.
Protect Your License
  • Reduced to Reckless Driving (fine) Original charge - Drunk Driving

    San Fernando Valley - Facing 6 months jail, fine, license suspension.

  • Reduced to Reckless Driving (fine) Original charge - Drunk Driving

    Alhambra - 6 months jail, fine, license suspension.

  • Dismissed Original charge - Drunk Driving

    Ventura - Facing 6 months jail, fine, license suspension.

  • Reduced to Reckless Driving (fine) Original charge - Drunk Driving

    Newport Beach - 6 months jail, fine, license suspension.

  • Reduced to Drunk in Public (fine) Original charge - Drunk Driving (.20%)

    Ventura - 6 months jail, fine, license suspension,.

  • Reduced to Reckless Driving (fine) Original charge - Drunk Driving (.15%)

    Westminster - 6 months jail, fine, license suspension.

  • Reduced to Reckless Driving (fine) Original Charge - Drunk Driving

    Pasadena - Facing 6 months jail, fine, license suspension.

  • Reduced to Wet Reckless Original Charge - Drunk Driving

    Fallbrook - Facing Jail time, fines and license suspension

    8/9/24

  • Dismissed Original Charge - Possession of an open container in a public place
    Huntington Beach - Facing jailtime and fines
  • Reduced to Reckless Driving (fine) Original charge - Drunk Driving

    Indio - 6 months jail, fine, license suspension.

  • Dismissed Original Charge - Defrauding an Innkeeper

    Fullerton - Facing jailtime and fines

    7/23/24

  • DUI Dismissed, Plea to Hit-and-Run (Fine) Original charge - DUI & Hit-And-Run (.30%)

    Vista - Facing 1-year jail, fine, license suspension.

Contact Our California DUI Attorneys

While a DUI conviction undoubtedly presents challenges in obtaining affordable auto insurance, proactive steps and a commitment to responsible driving can pave the way to recovery. Exploring options, seeking professional advice, and demonstrating a commitment to safe driving are essential elements in regaining financial stability and moving forward after a DUI in California.

To learn more about car insurance after a DUI, call (562) 330-4173 or fill out our online contact form today to speak to our DUI lawyer near you.

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    “Won DMV hearing and got my case expunged for a minor issue.”
    “Truly great team of lawyers. Handled everything the very best they could. Can definitely rely on them.”
    Nick T.
    “I would recommend this firm with no qualms!”
    “I received counsel in a sensitive legal matter from Lawrence Taylor Sr., and his advice was spot on. I did some research and I also know that the senior Mr. Taylor is in the top echelon in his field. He has written text books on DUI and he has taught the t”
    Jerry S.
    “Chris not only got me down to a Wet Reckless but was able to significantly reduce the penalties I would face.”
    “Im am so glad that I read the reviews of Taylor and Taylor after my first "incident" and immediately contacted them. Chris was great at calming my nerves as this was my 1st offense and at a .06 it was right on the line on a trial or pleading it o”
    Suzi J.
    “Christopher always made me aware of what was going on with my hearings, and got me the best outcome possible.”
    “When you need to get a lawyer, you aren't usually in a great situation. I wasn't at least. Christopher and his team never made me feel ashamed, they just help me get through a situation where stuff happens.”
    Jessica S.

Protecting Your Driving Privileges

Focused defense to maintain your mobility and freedom

insurance faqs

  • How long will a DUI impact my car insurance rates in California?
    The impact of a DUI on your car insurance rates in California can last for several years. While specific timelines may vary, DUI convictions typically influence premium rates for at least three to five years, and the incident remains on your driving record for ten years.
  • Can I still get car insurance after a DUI in California?
    Yes, you can still get car insurance after a DUI in California. However, it may be more challenging to secure coverage from standard insurance providers. High-risk or non-standard insurance companies often specialize in covering individuals with a DUI on their record but may come with higher premiums.
  • Can I switch insurance providers after a DUI?
    Yes, you can switch insurance providers after a DUI. However, it's crucial to disclose the DUI conviction when seeking new coverage. Some insurers may be more lenient than others, and shopping around for competitive rates is advisable to find an insurer willing to provide coverage at reasonable terms.
  • Are there special insurance programs for individuals with a DUI in California?
    Yes, there are special insurance programs for high-risk drivers, including those with a DUI in California. High-risk or non-standard insurance providers may offer coverage, but premiums are typically higher. It's essential to explore options and choose an insurer that suits your needs and budget.
  • Can I remove a DUI from my driving record in California?
    No, you cannot remove a DUI conviction from your driving record in California. DUI convictions remain on your record for ten years and are visible to insurance companies during this period.

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